Privacy Policy & Terms of Service

Data Collection: We collect your email address, name, and payment information when you create an account or subscribe to our services. When you sign in with Google, we receive your basic profile information (name, email).

Referral Tracking (Optional): Only if you accept cookies via our banner, we record which referral source brought you to our platform to support our partners. We use Affonso, a third-party service, to track referrals and payment history for affiliate attribution. This information is attached to your profile and shared only with Affonso for referral tracking purposes.

Performance Monitoring (Optional): Only if you accept cookies, we use Cloudflare RUM (Real User Monitoring) to measure site performance. This collects page load times, navigation metrics, and device/browser information to help us improve the site. No personal data, keystrokes, clicks, or browsing behavior is recorded. IP addresses are used briefly to determine general region, not exact location, but not stored long-term.

Essential Cookies: We store theme preferences, chart/table settings, and other functionality preferences locally in your browser. These are necessary for site operation and do not track your behavior.

Data Usage: We use your data for user authentication, providing access to financial analysis, sending account notifications, and processing payments.

Data Sharing: We do not sell your personal information. We share data only with essential service providers: Stripe for payment processing, Affonso for referral tracking, and Cloudflare for performance monitoring (if cookies accepted). All providers are bound by privacy agreements.

Data Security: We use industry-standard security measures including the highest grade reasonable encryption and Argon2id password hashing to protect your information during transmission and storage.

Data Retention: We retain your account information for as long as you maintain an active subscription. Upon account deletion, we purge all data from our databases and message board systems. Only Stripe payment history remains for regulatory compliance. You may request account deletion via email at any time by contacting support.